Now accepting vendors across West Africa

Automated Escrow
for African Social
Commerce

Zero-Risk Buying. Guaranteed Vendor Liquidity.

Vaultr sits between buyer and seller. Funds are held securely, released only when both parties are satisfied. No chargebacks. No fraud. No trust issues.

$2.4M+
Protected in Beta
1,200+
Vendors Waitlisted
0.3%
Dispute Rate
๐Ÿ‡ณ๐Ÿ‡ฌ Lagosโ— ๐Ÿ‡ฌ๐Ÿ‡ญ Accraโ— ๐Ÿ‡ฐ๐Ÿ‡ช Nairobiโ— ๐Ÿ‡ฟ๐Ÿ‡ฆ Johannesburgโ— ๐Ÿ‡ธ๐Ÿ‡ณ Dakarโ— ๐Ÿ‡ช๐Ÿ‡น Addis Ababaโ— ๐Ÿ‡จ๐Ÿ‡ฎ Abidjanโ— ๐Ÿ‡น๐Ÿ‡ฟ Dar es Salaamโ— ๐Ÿ‡ท๐Ÿ‡ผ Kigaliโ— ๐Ÿ‡จ๐Ÿ‡ฒ Doualaโ— ๐Ÿ‡ณ๐Ÿ‡ฌ Lagosโ— ๐Ÿ‡ฌ๐Ÿ‡ญ Accraโ— ๐Ÿ‡ฐ๐Ÿ‡ช Nairobiโ— ๐Ÿ‡ฟ๐Ÿ‡ฆ Johannesburgโ— ๐Ÿ‡ธ๐Ÿ‡ณ Dakarโ— ๐Ÿ‡ช๐Ÿ‡น Addis Ababaโ— ๐Ÿ‡จ๐Ÿ‡ฎ Abidjanโ— ๐Ÿ‡น๐Ÿ‡ฟ Dar es Salaamโ— ๐Ÿ‡ท๐Ÿ‡ผ Kigaliโ— ๐Ÿ‡จ๐Ÿ‡ฒ Doualaโ—
PROTOCOL

How Vaultr Works

Three steps. Total protection. Every transaction.

01

Buyer Locks Funds

Customer pays into Vaultr's secure escrow vault. Funds are immediately visible to the vendor, but held safely until delivery is confirmed.

โ†’ vault.lock({
amount: "โ‚ฆ45,000",
currency: "NGN",
status: "secured"
})
02

Vendor Ships with Confidence

Vendor sees confirmed escrow and ships immediately. No "pay me first" friction, no ghosting. Vaultr generates a trackable fulfillment code.

Shipment Confirmed
VLT-7X4K-2931
03

Funds Release Instantly

Buyer confirms receipt. Funds release to vendor in seconds, not days. No bank delays, no withheld settlements, no platform risk.

Settlement โœ“ Instant
โ‚ฆ45,000 transferred 0.8s
CAPABILITIES

Built for the African Market

Infrastructure that understands your reality. Not a Western product retrofitted for Africa.

Escrow-as-a-Service API

Embed Vaultr into any Instagram shop, WhatsApp store, or marketplace in minutes with a single API call.

Multi-Currency Support

NGN, GHS, KES, ZAR, XOF and USD, with real-time FX rates and no hidden conversion spreads.

AI Dispute Resolution

98.7% of disputes resolved automatically using our ML model trained on African e-commerce patterns.

Vendor Dashboard

Real-time cash flow, escrow status, payout history, and fraud alerts in one clean interface.

WhatsApp & Instagram Native

Generate and share Vaultr payment links directly from your DMs. No app downloads required for buyers.

Bank-Grade Compliance

PCI-DSS Level 1, CBN-compliant, and GDPR-aligned. Audited quarterly by independent security firms.

TRUST & SAFETY

Your money moves.
Your risk doesn't.

African social commerce loses an estimated $2.1B annually to fraud and payment disputes. Vaultr closes that gap. For good.

Funds held in regulated custodial accounts
Not on our balance sheet. Segregated, insured, and always yours until released.
No-chargeback guarantee for vendors
Once an escrow releases, it's final. Vendors never lose paid settlements.
Buyer protection with smart expiry
Funds auto-refund if delivery isn't confirmed within agreed windows. No manual chasing.
99.97%
Uptime SLA
< 1.2s
Avg. Settlement
256-bit
AES Encryption
10+
Markets at Launch
Security-first architecture

Zero-trust infrastructure. All API keys scoped, all endpoints rate-limited, all events audited.

PRICING

Simple, fair pricing

Pay only when you earn. No monthly fees. No setup costs.

1.5%
per successful transaction
Capped at โ‚ฆ5,000 per escrow. Buyers pay nothing.
Free
Account setup
Free
Dispute resolution
Free
API access
Get Early Access. Free.
First 3 months at 0% for waitlist vendors
EARLY ACCESS

Join the Vendor
Waitlist

Be first in line. First 500 vendors get 3 months free and dedicated onboarding support.

No spam. No credit card required. We'll reach out within 48 hours.